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The global automotive sector is undergoing a radically changing process with influence of social, economic and technological trends. Drivers are expected to take ir place in daily life of individuals in a non-distant future. This change will result in automotive insurance industry, which is now estimated at 700 billion dollars, in conjunction with automotive industry, to rewrite rules. According to a report by world's leading audit and consulting companies that EY's driverless vehicle technologies have taken over effects of insurance industry; Large-scale vehicle manufacturers are actively working in this field. For now, many automotive companies that equip only top-segment models with intelligent driving functions such as speed control, crash prevention and reporting, ensure that consumers are building confidence in driver's technology. However, it is expected to launch a technology that will prevent all accidents in near future, such as 2020. These developments envision future of insurance premiums and reduction of vehicle warranty periods.
Driverless vehicles are expected to enter our lives in 2030
According to EY report; Despite large investments in driver technology, this technology is not expected to be used by large masses before 2030. However, some difficulties in front of release of driverless vehicle technology include comprehensive statistics on security demanded by regulatory bodies, construction of necessary infrastructure on highways, and cyber security Concerns.
number of vehicles in roads will be reduced The drivers are projected to reduce number of vehicles in roads, as well as in developed countries, where traffic is a big problem, such as China, in addition to advanced vehicles. Moreover, with increased use of shared vehicles, need for individual insurances is also expected to drop. Looking in long run; It is expected to reduce number of accidents in question to a considerable extent, forcing insurance companies to make strategic choices.
Insurance companies on verge of a great change
In evaluation of report, EY Turkey Consulting services company Partner Alper Karaçar said: "How insurance companies will turn into financial responsibility in future forms of transportation, in which areas of risks They need to start working on basic issues as y will concentrate. A vast majority of future accidents will be caused by system or software failures, which is of great importance to insurance companies who are responsible for risks. Driverless vehicle technologies can make original equipment manufacturers or manufacturers responsible for se risks. We anticipate new risks in areas such as cyber attacks, software errors and control failures, along with introduction of driver-less tools. "
